Mortgages

Free Financial Advice Surrounding Mortgages, Life Insurance & Pensions.

We know that applying for a mortgage can be a scary and stressful time and that it is something that needs to be carefully explained.

That’s why our Ray Cooke Financial Services Team is here to help you with all your mortgage needs.

About Ray Cooke Financial Services

Buying a property is one of the biggest financial commitments you will make in your lifetime.
Here at Ray Cooke, we have a separate financial services team who solely looks after clients for the
mortgage, insurance and financial planning needs.

We have been providing a brokerage service to clients for over 12 years and our aim is to provide you with the most suitable mortgage while you shop around for your dream home. We deal with several banks and insurance companies and we offer personalized one-to-one service our advisors are on hand to answer any questions you have from the outset right through the day you receive the keys to your new home.

Get Your Financial Advice from Our Experts!

Our Ray Cooke Financial Services Team can give you expert financial advice for every stage of your mortgage process.

From dealing with mortgage applications and life insurance policies to pensions and investments, we’re with you every step of the way.

Looking to Speak To A Mortgage
Expert? Request A Callback From
One Of Our Advisors.

Tell us your preferred date and
time or give us a call Monday to
Friday 9:30 am to 5:30 pm at
(01) 403 0720

6 Advantages of dealing with Ray Cooke Financial Services:

We can offer advice and arrange your mortgage with multiple of lending institutions giving you the benefit of choice.
We can offer a comparison of interest rates, and lending criteria, and have access to lenders which you may not be able
to go to directly to ascertain who is the most suitable provider for your specific needs (if you go directly to your own back,
they are only permitted to discuss their own products). In doing this, we can save you both time and money.
All of our advisors are Qualified Financial Advisors (QFA’s) and have a wealth of experience (80+ years) in advising clients through the years.
We can offer a provisional assessment at our first meeting to let you know what lending options will be available.
Typically, we do not charge any application fees for processing your mortgage application (our fees are paid by
the lender who provides your loan).
The mortgage approval we arrange for you is valid for properties being sold by Ray Cooke Auctioneers as well as other
estate agents! We can advise and arrange other insurance such as Mortgage Protection, Life insurance, Income Protection,
Illness Benefits, etc. which you may require before you can draw down your new mortgage

Completely Free

Options

Experienced

Stress Free

What Documentation Is Required?

Typically the following documentation is required for each mortgage applicant in order to obtain a Mortgage approval in writing:

– Fully completed mortgage application form (you can download our generic application form from our website)

– Salary Certificate to be completed by the employer (you can download our generic certificate from our website )

– 3 months most recent pay slips

– Employment detail summary for 2021 (This document is available by logging in to revenue.ie) Video Tutorial Here.

– 6 months’ bank statements (including revolut, credit union, other savings, loan accounts, car loan statement, credit cards, etc.)

– Work permit (if applicable)

– Evidence of address (utility bill/bank statement)

– Photo ID (Passport/Driving Licence)

*Full Video Explainations Available On Our Youtube Channel*

Meet Our Team

Sean Kavanagh – Head of Financial Services

E: [email protected]
T: 087 9944036

Antoinette McGrath – Financial Services Advisor QFA

E: [email protected]
T: 086 076 1292

Aoife Cowley – Broker Support Executive

E: [email protected]
T: 086 0466078

Audrey Glynn – Broker Support Executive

E: [email protected]
T: 085 139 0251

Antoinette and the team did a fantastic job as mortgage brokers. They made the experience very clear, and easy and kept in regular communication regarding advancement through the process. Would highly recommend!

Antoinette McGrath at Ray Cooke was an amazing person to deal with. From initial applications for mortgage, to getting keys to my first home - The process was seamless and easy, as Antoinette collated all the documents and information required to speed up the process and get keys to my home as quickly as possible. I may not have gotten the house I now call home had it not been for Antoinette’s efficiency. Would highly recommend!.

Thanks very much, Aoife for updating our mortgage rate, very helpful and efficient and very nice to deal with. Would highly recommend .

I would highly recommend ray cooke mortgage & financial services they were recommended to me by a friend, they were extremely helpful when I was going through such a stressful time, they could not do enough for me always there if I needed advice on anything or help with anything.

DISCLAIMER:

Warning: If you do not keep up your repayments you may lose your home.

Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

Ray Cooke Financial Services Limited is regulated by the central bank of Ireland.